:root{
  --navy:#1E3A8A; --navy-deep:#14295E; --navy-ink:#16295f;
  --green:#15803D; --green-dark:#0e5c2b;
  --cream:#F6F1E7; --cream-dark:#EFE7D5;
  --paper:#FAFAF9; --card:#fff;
  --ink:#232b3a; --soft:#5b6474; --faint:#8a93a3;
  --line:#e2d9c6;
  --sans:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
h1{font-size:clamp(2.1rem,5vw,3.6rem);line-height:1.12;font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3.2vw,2.2rem);line-height:1.2;font-weight:800;letter-spacing:-.015em;color:var(--navy-ink)}
h2.white{color:#fff}
h3{font-size:1rem}
.section{padding:4rem 0}
.section.cream{background:var(--cream)}
.section.navy{background:var(--navy)}
.section.navy-deep{background:var(--navy-deep)}
.center{text-align:center}
.section-sub{color:var(--soft);max-width:60ch}
.navy .section-sub{color:#c9d4f2}
.kicker{font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.kicker-light{font-size:.78rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#9db4f0}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;font-weight:800;text-decoration:none;border-radius:999px;padding:.85rem 1.9rem;font-size:.95rem;border:2px solid transparent;transition:.18s;cursor:pointer}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:var(--green-dark)}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.14)}
.btn-light{background:#fff;color:var(--navy-ink)}
.btn-light:hover{background:#eef2ff}
.btn-sm{padding:.55rem 1.2rem;font-size:.85rem}
.btn-lg{padding:1rem 2.4rem;font-size:1.05rem}

/* Header */
.header{position:fixed;top:0;left:0;right:0;z-index:60;transition:background .25s}
.header .brand-text,.header .nav a{color:#fff}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem 24px}
.header.solid{background:var(--navy-deep);box-shadow:0 4px 18px rgba(10,20,60,.35)}
.brand{display:flex;align-items:center;gap:.55rem;text-decoration:none}
.brand-text{font-weight:800;font-size:1.05rem;white-space:nowrap}
.brand-text em{font-style:normal;color:#7ee2a8}
.header.solid .brand-text em{color:#7ee2a8}
.nav{display:flex;gap:1.6rem}
.nav a{text-decoration:none;font-size:.92rem;font-weight:600}
.nav a:hover{color:#bcd0ff}
.header-side{display:flex;align-items:center;gap:.8rem}
.hamburger{display:none;flex-direction:column;gap:6px;background:none;border:none;cursor:pointer;padding:6px}
.hamburger span{width:22px;height:2.5px;background:#fff;border-radius:2px}

/* Hero */
.hero{position:relative;background:var(--navy-deep);color:#fff;padding:7.5rem 0 0;overflow:hidden}
.hero-bg{position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1449844908441-8829872d2607?auto=format&fit=crop&w=1800&q=70') center/cover;opacity:.5}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,41,94,.55),rgba(20,41,94,.78))}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1.4fr 1fr;gap:2.5rem;align-items:end;padding-bottom:3rem}
.hero-kicker{font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#bcd0ff;margin-bottom:.8rem}
.hl-stroke{border-bottom:5px solid var(--green);background:linear-gradient(transparent 60%,rgba(21,128,61,.55) 60%)}
.hero-sub{margin:1rem 0 1.6rem;color:#dbe4fa;font-size:1.08rem;max-width:46ch}
.hero-actions{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-stats{display:grid;grid-template-columns:repeat(3,auto);gap:2rem;justify-content:end;text-align:right}
.hero-stats dt{font-size:2rem;font-weight:800}
.hero-stats dd{margin:0;font-size:.82rem;color:#bcd0ff}
.feature-strip{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;padding-bottom:0;transform:translateY(2.2rem)}
.feature-card{border-radius:14px;padding:1.2rem 1.3rem;box-shadow:0 14px 30px rgba(10,20,60,.25)}
.feature-card.cream{background:var(--cream);color:var(--navy-ink)}
.feature-card.blue{background:#2b4bb3;color:#fff}
.feature-card h3{font-size:.95rem;margin-bottom:.3rem}
.feature-card p{font-size:.83rem;margin:0;opacity:.85}

/* Cakupan */
#cakupan{padding-top:5.5rem}
.cakupan-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:2.5rem;align-items:center}
.cakupan-photo img{border-radius:18px;height:420px;width:100%;object-fit:cover;box-shadow:0 20px 44px rgba(60,45,10,.18)}
.chip-grid{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:.7rem;margin-top:1.5rem}
.chip-grid li{display:flex;align-items:center;gap:.6rem;background:#fff;border:1px solid var(--line);border-radius:12px;padding:.7rem .9rem;font-size:.85rem;font-weight:700;color:var(--navy-ink)}
.chip-grid svg{width:22px;height:22px;fill:none;stroke:var(--green);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}

/* Tools */
.tool-row{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;margin-top:2rem}
.tool-card{background:#fff;border-radius:14px;overflow:hidden}
.tool-card img{height:190px;width:100%;object-fit:cover}
.tool-card figcaption{padding:.9rem 1rem}
.tool-card strong{display:block;color:var(--navy-ink);font-size:.88rem}
.tool-card span{font-size:.78rem;color:var(--soft)}
.tools-more{margin-top:1.2rem;color:#9db4f0;font-size:.85rem}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.split-photo img{border-radius:18px;height:440px;width:100%;object-fit:cover}
.steps{list-style:none;margin-top:1.4rem;display:grid;gap:1.4rem}
.steps li{display:grid;grid-template-columns:52px 1fr;gap:1rem;align-items:start}
.step-no{font-size:1.9rem;font-weight:800;color:#c9b98f;line-height:1}
.steps.light .step-no{color:#5b79d6}
.steps h3{color:var(--navy-ink);margin-bottom:.2rem}
.steps.light h3{color:#fff}
.steps p{margin:0;font-size:.92rem;color:var(--soft)}
.steps.light p{color:#c9d4f2}

/* Report fan */
.report-fan{position:relative;height:420px}
.report-page{position:absolute;top:0;width:46%;height:340px;background:#fff;border-radius:8px;box-shadow:0 18px 40px rgba(5,12,40,.45);padding:1rem .9rem;display:flex;flex-direction:column;gap:.5rem}
.report-page .rp-logo{font-size:.62rem;font-weight:800;color:var(--navy)}
.report-page .rp-title{font-size:.8rem;font-weight:800;color:var(--ink)}
.report-page .rp-h{font-size:.68rem;font-weight:800;color:var(--ink)}
.report-page .rp-line{height:7px;border-radius:4px;background:#e5e9f2}
.w90{width:90%}.w85{width:85%}.w80{width:80%}.w75{width:75%}.w70{width:70%}.w65{width:65%}.w60{width:60%}
.report-page .rp-photo{height:90px;border-radius:6px;background:linear-gradient(135deg,#c7d4f5,#8fa8e8)}
.p1{left:0;transform:rotate(-9deg)}
.p2{left:17%;transform:rotate(-3deg)}
.p3{left:34%;transform:rotate(3deg)}
.p4{left:51%;transform:rotate(9deg)}
.fan-cap{position:absolute;bottom:0;left:0;right:0;text-align:center;color:#9db4f0;font-size:.8rem}

/* Pricing */
.row-label{font-weight:800;color:var(--navy-ink);margin:2rem 0 1rem;font-size:1.05rem}
.row-label span{font-weight:500;color:var(--faint);font-size:.82rem}
.price-row{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.price-card{position:relative;border-radius:14px;overflow:hidden;text-decoration:none;box-shadow:0 12px 28px rgba(60,45,10,.16);transition:transform .18s}
.price-card:hover{transform:translateY(-4px)}
.price-card img{height:210px;width:100%;object-fit:cover}
.price-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 40%,rgba(15,25,60,.82))}
.price-info{position:absolute;left:0;right:0;bottom:0;z-index:1;padding:.9rem 1rem;color:#fff}
.pack{display:block;font-size:.8rem;font-weight:600;color:#cfe0ff}
.amount{display:block;font-size:1.25rem;font-weight:800}
.pick-flag{position:absolute;top:10px;left:10px;z-index:1;background:var(--green);color:#fff;font-size:.7rem;font-weight:800;padding:.3rem .7rem;border-radius:999px}
.include-line{margin-top:1.4rem;color:var(--soft);font-size:.9rem}

/* Quotes */
.quote-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2rem}
.quote-card{border-top:3px solid #5b79d6;padding-top:1rem}
.stars{color:#f5b301;letter-spacing:3px;font-size:.9rem}
.quote-card blockquote{color:#e6ecfd;font-size:.88rem;margin:.6rem 0 1rem}
.quote-card figcaption strong{display:block;color:#fff;font-size:.85rem}
.quote-card figcaption span{font-size:.76rem;color:#9db4f0}

/* Closing */
.closing{position:relative;background:var(--navy-deep);color:#fff;overflow:hidden}
.closing-bg{position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1600596542815-ffad4c1539a9?auto=format&fit=crop&w=1800&q=70') center/cover;opacity:.45}
.closing::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,41,94,.85),rgba(20,41,94,.35))}
.closing-inner{position:relative;z-index:1;padding:5rem 24px}
.closing-inner h2{color:#fff;margin-bottom:1.6rem}

/* Footer */
.footer{background:#0d1c46;color:#aebadd;padding:2.6rem 0 1.2rem}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2rem}
.footer .brand-text{color:#fff}
.footer p{font-size:.88rem}
.foot-col h4{color:#fff;font-size:.85rem;margin-bottom:.6rem}
.foot-col a,.foot-col span{display:block;font-size:.86rem;color:#aebadd;text-decoration:none;margin:.25rem 0}
.foot-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:1.6rem;padding-top:1rem;font-size:.78rem}

@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr}
  .hero-stats{justify-content:start;text-align:left}
  .feature-strip{grid-template-columns:1fr 1fr;transform:none;padding:1.5rem 24px 2rem}
  .hero{padding-bottom:0}
  .cakupan-grid,.split{grid-template-columns:1fr}
  .tool-row{grid-template-columns:repeat(2,1fr)}
  .price-row{grid-template-columns:1fr 1fr}
  .quote-grid{grid-template-columns:1fr 1fr}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy-deep);flex-direction:column;padding:1rem 24px 1.4rem;gap:.9rem}
  .nav a{color:#fff}
  .nav.open{display:flex}
  .hamburger{display:flex}
  .report-fan{height:380px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .tool-row,.price-row,.quote-grid,.feature-strip{grid-template-columns:1fr}
  .section{padding:2.8rem 0}
  .cakupan-photo img,.split-photo img{height:280px}
  .footer-grid{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}

/* Review bar (toolbar alternatif desain) */
.review-bar{position:fixed;left:50%;bottom:18px;transform:translateX(-50%);z-index:120;display:flex;align-items:center;gap:.5rem;background:var(--navy-deep);color:#fff;border-radius:999px;padding:.45rem .6rem;box-shadow:0 10px 30px rgba(0,0,0,.35)}
.review-bar a{color:#fff;text-decoration:none}
.review-bar .rb-arrow{width:34px;height:34px;display:inline-flex;align-items:center;justify-content:center;border-radius:50%;font-size:1.2rem;line-height:1}
.review-bar .rb-arrow:hover{background:rgba(255,255,255,.15)}
.review-bar .rb-label{font-size:.82rem;font-weight:700;white-space:nowrap;padding:0 .4rem}
.review-bar .rb-dots{display:flex;gap:5px;padding:0 .5rem}
.review-bar .rb-dot{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,.35)}
.review-bar .rb-dot.on{background:var(--green)}